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Business Lending

Financing for small and medium size businesses is a challenge. Central National Bank can help you evaluate your needs and hopefully find a program that will work for you.

In addition to our in-house financing, we at CNB offer these various ways to finance your business ventures:
Commercial Loans
  • Line of Credit - A line of credit can be used to finance accounts receivable, purchase inventory, or for other business purposes.
  • Equipment Loan - Grow where your business needs to by investing in the equipment it needs.
  • Vehicle Loan
Commercial Property
  • Land Loan - Are you ready to buy property for your multi-family development? Apply for a land loan today to get started!
  • Construction Loan - Break ground on your development with a construction loan from FNBFS!
  • Mini-Perm Loan - Pay off your property with short-term loan financing.
  • Permanent Loan - Long-term financing for your long-term goals.
  • Rehabilitation Loan - Building Improvements are inevitable. That’s why we offer rehabilitation loans so you can replace things like the roof or fix electrical issues.
  • Development Loan - Finance the construction of your commercial real estate property with a construction loan.
  • Letters of Credit - Pay off your commercial property with short-term loan financing!
  • Spec Housing Financing - Spec housing financing is based on a speculative value of the complete residential construction before it sells.
  • Rental Property Financing - Apply for rental property financing to purchase a home to rent for income purposes.
Government Loan Programs
  • 7A loans - Looking to buy a business or obtain working capital? 7A may be what you need.
  • 504 loans - A 504 loan provides financing for purchasing fixed assets like machinery, real estate, and more!
  • Express loans - Need financing quickly? Apply for an express loan to purchase equipment, inventory, and more!
  • Business & Industry (B&I) & Rural Development loans 
    • Working capital
    • Purchase machinery or equipment
    • Commercial real estate
    • Refinance 
For more information visit a loan officer at a CNB location nearest you or contact us.

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