Check/ATM Card


Bank on the go at any of our ATM locations in the River Valley, Northwest Arkansas, and Eastern Oklahoma. For a full listing of our ATM locations,​ click here.​ 

There is no monthly charge for the use of your card either through a merchant that accepts VISA® or a First National Bank of Fort Smith, Citizens Bank & Trust Company of Van Buren, National Bank of Sallisaw, Central National Bank of Poteau, or First National Bank of NWA ATM machine. However, a $2.00 charge will be made against your account when you use your card at any other ATM location. There is a $5.00 fee for replacement cards.