Personal Banking Accounts
Find the perfect account.
Find the perfect account.
Find the perfect account.
Let’s get digital.
Choose the way you pay.
- CHECKING
- SAVINGS
- CD’S AND IRA’S
- DIGITAL BANKING
- DEBIT CARDS
Here at CNB, we like to keep it simple. That’s why all of our Personal Checking Accounts can be opened with as little as $50. Just take your pick. All personal checking accounts have the option of Over Draft privileges subject to eligibility.
>Click here for more information regarding our overdraft policy.
Savings begins at any age. From our First Savers Account to our Money Markets, we’re sure that we can get you into a plan that will make investing for the future simple. We’ll help you invest because we are invested in you. The interest is a bonus.
Set aside money for a set term and get a better return on your money than with a savings account. We offer a wide variety of terms to fit your circumstances, and great interest rates to make sure you make the most of every dollar!
Access Checking
An Access Checking account is great for anyone and everyone.
$0
Minimum Balance
No monthly fee w/ E-Statements. Free Digital Banking with Mobile Deposit and Debit Card.
Ultimate Checking
The Ultimate Checking Account includes free checks, a rewards account, and more.
$0
Minimum Balance
No minimum balance required. $7.00 Single or $8.00 Family monthly fee.
Max Checking
A Max Checking account has greater interest-earning potential than any other of our checking accounts. Plus, it comes with MAX benefits. Go ahead, and enjoy the perks!
$2,000
Minimum Balance
No monthly fee with $2,000 balance.
Prestige Platinum Checking
Being over 50 never looked so good! Experience a travel club like no other with benefits like free checks and interest-earning potential.
$5,000
Minimum Balance
No monthly fee with $5,000 balance.
All personal checking accounts have the option of Over Draft privileges subject to eligibility.
Regular Savings
A savings account built to grow with you and for you.
$0
Minimum BalanceNo monthly fee.
Money Market Savings
Experience tiered savings rates, all with a lower minimum balance.
$1,000
Minimum Balance
No monthly fee with $1,000 balance.
First Savers
Help your little ones learn the benefits of saving for their future with the First Savers Account!
$0
Minimum Balance
No monthly fee.
Christmas Club
Open the account with as little as $5 and take the financial stress out of holiday shopping.
$0
Minimum Balance
No monthly fee.
Certificate of Deposits (CD’s)
With multiple CD options, you'll be able to find the perfect fit in no time. Start setting aside your money for the future, today.
Individual Retirement Accounts (IRA’s)
If you want your retirement to live up to your financial expectations, you can rely on one individual: you.
Digital Banking
Enjoy 24-hour access to your Central National Bank of Poteau accounts through Digital Banking!
theVault
Take control of your finances! Our free, easy to use software gives you a bird’s eye view of your accounts so you can see all of your finances in one location.
Bill Payment
Bill Payment makes paying bills as easy as 1..2.. 3.. Send a payment to anyone, anywhere in the U.S. using the convenience of your computer and the internet. Bill Payment is FREE with estatement.
Check/ATM Card
With ATM locations across the River Valley, Northwest Arkansas and Eastern Oklahoma, you’ll be able to bank on the go with your CNB debit card.
Digital Wallets
Making a purchase has never been more convenient. Use your devices at hundreds of locations and participating apps all through your digital wallet!
Card Management
Customize spending limits and transaction locations. It’s banking made for you and by you!