Apply Now Access Your Account Download our 1872 Mortgage app! Contact a lender for more information at 918-647-2233! Rate/Term Refi Looking to lower your rate, lower your payment or pay off your loan faster? Our rate/term refi is the loan for you! Cash Out Does your home have equity? Then utilize our cash-out refi to access the equity in your home, so you can complete home improvement projects or invest in that new business idea you have! Debt Consolidation Are you looking to lower your monthly payment? A debit consolidation loan may be what you need. Why spread yourself thin when you have plenty of equity?