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Online Banking

Digital Banking
Banking at your fingertips. It’s really that simple!

Our digital banking platform is completely free, secure, and easy to use.

Digital Banking with FNBFS gives you the ability to:

  • Check Account Balances & Loan Information
  • View transactions, check images, and E-Statements
  • Transfer funds between accounts
  • Pay Bills**
  • Cancel/suspend lost/stolen debit cards
  • Add debit card travel notifications
  • Set spending limits on your debit card with card management
  • Contact a customer support team member using our chat feature
  • Find our ATMs and Banking Centers using the GPS system provided by your device.***
With Mobile Deposit, you can electronically deposit checks with an iPhone® or Android™ device that has a camera by using our Bank by Mobile App. Simply snap photos of the front and back of your properly endorsed check to make deposits into your account.
Eligibility Requirements for Mobile Deposit
Mobile Deposit is available to customers who have:
  • Enrolled in Mobile Banking.
  • Downloaded the most recent iPhone or Android App.
  • An active deposit account for 90 days with a positive average balance (all checking and savings accounts qualified)
  • No returned deposited items (chargebacks) in the last 90 days. (Small Businesses no more than 2 chargebacks in the last 90 days.)
  • Demonstrated financial responsibility with all accounts
* Must be an Online Banking Customer ** Online customers must first set up transfer and bill pay accounts prior to using these features. *** This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply.


Access your information anywhere and at any time. Your personal dashboard is all online, with no software downloads or setup required. With theVault, you can see your most current account balances, set up budgeting tools, check on your investment portfolio, and so much more. theVault does it all!

A look into theVault

  • Get a consolidated view of all your finances, plus access accounts from other institutions
  • Free with any account
  • Available online any time
  • One-data updates so you see the most recent information
  • Net worth statement displays account totals, home value, and more
  • Review latest transactional activity and bills due
  • Send/view email messages and other information
  • Portfolio performance charts, budgeting tools and more

Bill Payment

We get it. Bills are no fun. That’s why we made paying them an easier experience! Below are all of the options you have to set up payments, track payment history, and so much more.

  • You have the option to set up any checking account to pay bills.
  • Quick Payment – This function allows you to set up multiple payments at one time.
  • Set up one-time payments on the date you specify or set up recurring payments on a weekly, bi-weekly, monthly, semi-monthly, quarterly, semi-annual, or annual basis. You control when your payment starts and when your payments stop going out.
  • FNBFS sends payments two ways, electronically or by check. We have a variety of payees set up to accept electronic payments. If we cannot send the payee an electronic payment, we will send a check payment on your behalf.
  • The payment schedule gives you the ability to view, edit, or delete any payment. The schedule will show you which payments are scheduled to go out and on what date.
  • The payment history gives you the ability to keep track of what payments have been made. Detailed payment information will display such as the date your payment was made and the confirmation/check number.
  • You have the ability to view, edit, add, or delete any payee.
  • Pay bills using Alexa.

iPay QuickPay

iPay QuickPay is an easy and secure way to pay your bills! Once you’ve activated the skill through your Alexa app, iPay QuickPay lets you use the technology in your Alexa-enabled device to pay bills:
  • Without a computer, tablet or smartphone
  • With a secure, personal passcode
  • While you’re busy doing other things around the house
To learn how to get the iPay QuickPay skill, ​click here.

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